New Year, New Insurance, New Smiles at Barnett Orthodontics in Barberton, Ohio
The start of a new year is always a time for fresh beginnings—and 2026 is no exception! At Barnett Orthodontics in Barberton, Ohio, we’re excited to welcome the new year with renewed energy, updated insurance benefits for many families, and our continued commitment to making orthodontic care simple, transparent, and affordable.
If you’ve recently changed insurance plans or are considering orthodontic treatment this year, here’s what you need to know as we head into 2026.
New Year = New Insurance Benefits
A new year often means new or refreshed insurance benefits, which is why January/February is such a popular time to start orthodontic treatment.
Orthodontic insurance benefits are usually a once-per-lifetime benefit, not something that renews every year. Even if your plan resets annually, orthodontic coverage often does not.
In simple terms: if orthodontic benefits have already been used, they may not be available again—even if you switch insurance plans or start a new year.
The good news? If you haven’t used your orthodontic benefit yet, a new plan or updated coverage in 2026 may still help contribute toward treatment.
Our experienced and friendly insurance coordinator at Barnett Orthodontics is always happy to review your insurance, explain things in plain language, and help you understand exactly how your benefits apply to orthodontic care.
We Accept Direct Assignment from Insurance Companies
We know insurance can feel confusing and time-consuming, so we do everything we can to make the process easier. That’s why Barnett Orthodontics accepts direct assignment from most insurance companies.
Here’s what that means for you:
Your insurance payments are sent directly to our office
We file claims FOR you, less work and less to track
Faster claim processing and smoother communication
Our goal is to take the stress out of the financial side of orthodontics—so you can focus on enjoying the journey to a great smile.
We Accept HSA & FSA for Orthodontic Treatment
Did you know you can use HSA (Health Savings Account) and FSA (Flexible Spending Account) funds for orthodontic care? We gladly accept both!
Using HSA or FSA funds allows you to:
Pay for treatment using pre-tax dollars
Lower your out-of-pocket costs
Make the most of your healthcare savings
Planning Ahead Makes Orthodontic Care Easier
Orthodontic treatment is an important investment in your smile and oral health, and we believe it shouldn’t feel overwhelming.
Whether you’re:
Starting braces or clear aligners in 2026
Switching insurance plans
Or exploring payment options for your child or yourself
Our knowledgeable and supportive team is here to guide you every step of the way—no confusing jargon, no surprises.
Insurance FAQ
1. How much does insurance usually cover for braces or aligners?
Coverage varies by plan, but most orthodontic insurance covers a fixed dollar amount (i.e. $1000), often up to a lifetime maximum.
2. When does orthodontic coverage start?
Some plans require waiting periods before coverage kicks in, so it’s best to check your plan or ask our team to verify.
3. Can I use insurance for both children and adults?
Many plans cover both, but some have age limits. We’ll help you understand your plan’s rules.
4. Does insurance cover clear aligners like Invisalign?
Many plans treat clear aligners the same as traditional braces, but coverage can differ. We’ll verify your benefits so you know exactly what’s covered.
5. What if I change insurance plans during treatment?
If your new plan has unused orthodontic benefits, it may contribute toward your remaining treatment. We can help navigate the transition.
6. Can I combine insurance with HSA or FSA funds?
Yes! Using HSA/FSA alongside insurance is a smart way to reduce out-of-pocket costs.
7. Are orthodontic benefits renewed every year?
No—orthodontic insurance is typically a once-per-lifetime benefit, even though dental coverage resets annually.
8. What is “direct assignment” and how does it help me?
Direct assignment means insurance payments go straight to our office, so you don’t have to file claims yourself. It reduces paperwork and speeds up processing.
9. Do I need to pay upfront, or does insurance pay first?
With direct assignment, insurance pays the portion they cover directly to us. You’ll only pay your patient responsibility portion, making the process simpler.
10. Can I start treatment mid-year if I just got new insurance?
Absolutely! As long as your orthodontic benefits haven’t been used before, we can help you start treatment and maximize your coverage.
121 What if my plan has a lifetime maximum less than my treatment cost?
Our team can help you plan your payment options and explain how insurance payments will be applied to your treatment balance.
Make 2026 the Year of Your Best Smile
A new year brings new opportunities—and a confident smile could be one of them. If you have questions about insurance, direct assignment, or using HSA/FSA funds, our team at Barnett Orthodontics in Barberton, Ohio is always happy to help.
We’re excited for what 2026 has in store and look forward to helping our patients start—and finish—their smile journeys this year!















